You may be closer to homeownership than you think. These programs can put thousands toward your down payment and closing costs — and I'll help you find the ones that fit. Details change often; final eligibility is confirmed by the administering agency and an approved lender.
Georgia's statewide down payment assistance program, built to help eligible buyers take the next step toward homeownership about this category
5% of the price toward your down payment. First-time buyers, 640+ credit, income limits and homebuyer education apply.
6% of the price for Protectors, Educators, and Nurses/healthcare workers, plus active military.
6% of the price for families that include a member living with a disability.
City and county-specific down payment help for metro Atlanta buyers, making homeownership more attainable close to home. about this category
City of Atlanta homes. Forgiven after 5–10 years of living in the home; credit and income guidelines apply.
A grant toward down payment and closing costs, paired with an FHA or VA loan. No repayment.
Neighborhood-focused help for first-time buyers, fully forgiven after 5 years in the home.
Reflects publicly available info as of mid-2026 and subject to change. Many county and city programs also offer help — ask me what's available where you're buying.
Javis Legacy Real Estate
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